What happens when your gear isn't enough?

“A motorcycle is an independent thing” (by Ryan Hurst), just like Bayers Family Insurance Agency LLC. We are here to help make sure you have all the coverages needed before riding your motorcycle.

Motorcycle insurance is much like standard auto insurance. Some coverages that are offered are:

· Liability Coverage (at least the state minimum, in Texas it is 30/60/25 for both auto and motorcycle)

o $30,000 bodily injury coverage for each injured person in an accident

o $60,000 bodily injury coverage total per accident

o $25,000 property damage per accident

· Uninsured/Underinsured Motorist

o This coverage is in case someone hits you that does not have insurance or not sufficient insurance to help cover you property damage, medical bills, or even lost wages

· Comprehensive and Collision

o What happens if your bike is stolen or damaged? This coverage can help you if this happens!

· Medical Payments

o Regardless of fault, this can cover your medical bills or your passenger

· Roadside Assistance

· Enhanced Injury Protection

o What happens if you get injured and cannot work? This coverage can help pay some of the lost wages

· And more depending on the carrier

#motorcycle #gear #motolife #ridefortheslide

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